Asset Finance products

No two businesses are the same, i.e. one size doesn’t fit all. Here at Joefizz, we understand that. Our job is to understand what your key driver is and deliver a solution that fits.

Whether it’s the latest IT or a 20 tonne excavator, we have a product that will suit you.
Fixed or variable interest rate - you make your own judgment and let us know.

Hire Purchase
For when ownership is important without tying up too much capital. Repayments can be structured accordingly.

Finance Lease
A Finance Lease allows you to use a piece of equipment for a fixed period, with the option to sell or continue leasing it at a nominal rent when the time is up.

Operating Lease
An Operating Lease lets you use an asset for as long as you need it with rentals fixed at the outset to help you manage your cash flow. The Finance Company builds in a residual value to reduce the rentals, thus helping cash flow and making 'off-balance sheet' funding possible.

Technology Lease
Technology Lease can help you reduce technology and computer costs. It also provides a way of safely disposing of assets at the end of the agreement.

Want to improve your cash flow?

Cash is king. And that's especially true in business. If you can't manage the cash flow to support your business, all the orders in the world won't keep you afloat.

If you want to use money tied up in your sales ledger, stock and other assets, we can obtain a range of innovative business finance solutions that release funds exactly when you need them and offer flexible repayment plans that can be matched to your cash flow.

Get in touch to discuss.